To help you think about how your life change will affect you, review the following list.
| Ask Yourself |
Take Action |
| Are you faced with a serious or life-threatening illness? |
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Will you require surgery or a major medical procedure as a result of your condition? If so, consider consulting Included Health to get access to advice and treatment from top physicians.
Also consider using Lantern for eligible, planned covered surgical procedures (orthopedics, spine, general surgery etc.) If you are considering Bariatric surgery, you will be required to use the Lantern network. |
- Contact Included Health for medical referral and expert opinion at:
Phone: (844)-339-6732
Website: Included Health
- Lantern
Phone: (833)-423-3068
Website: Lantern
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| Will you need to take a leave of absence? If your situation requires a prolonged absence from work, you’ll need to understand the impact on your benefits coverage. |
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| Do you understand what income protection is available to you? If you go on a leave or disability, make sure you understand what sources of income you’ll have on hand while you’re recovering. |
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| How are you managing your situation? Keep in mind that Lyra has information and tools to assist you during this time. |
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| Do you need to increase the amount of your life insurance coverage? If you are facing a serious illness, you may want to re-evaluate your life insurance coverage. |
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| Do you want to access the accelerated benefit option from your life and supplemental life coverage? The plan pays an accelerated benefit if you are terminally ill with a life expectancy of 24 months or less. |
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| Do you have Restricted Stock Unit awards? |
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| Will you need to file a power of attorney with Phillips 66? Phillips 66 will accept a power of attorney (POA) if you need to authorize an agent to make decisions or take an action concerning your benefit transactions. |
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| Will you need to update your beneficiary designation? When serious health events occur, it’s a good idea to ensure your beneficiary designations are current. |
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| Do your financial goals need adjusting due to recent changes? |
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| Access back-up caregiver services – Back-up family care for children and adults is provided by Bright Horizons for employees whose regular caregiver is unavailable. |
- Contact Bright Horizons at (877) 242-2737 to learn more about their resources.
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